Credit and Analytics Lead
- Nairobi
- Permanent
- Full-time
- Monitor performance and drive changes in the Credit Policy of our East Africa portfolio to optimize profitability and reach growth targets
- Drive lending product strategy and roadmap, work on developing new products and grow existing lending portfolio effectively
- Collaborate with data science, product, marketing, collections, and engineering to propose experiments and policy changes
- Contribute to the development of current and new Credit MI, metrics, dashboards, and decision tools in order to gain accurate and timely insight into our Credit Risk drivers.
- Create, implement, and support credit models leveraging a variety of mathematical and computer science methods and tools including Python, Structured Query Language (SQL), mathematical finance/ programming and statistics, and probability
- Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
- Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
- Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis
- Efficiently deliver on compliance by meeting external reporting requirements to ensure we continue to meet our regulatory obligations
- Run the Board Credit Committee for Branch Microfinance Bank, every quarter.
- Ensure accurate and timely data submission to the relevant stakeholders such as CRB, CBK etc.
- 8+ years of relevant experience, 3+ years of experience managing a team
- Experience in banking or Fintech sector a plus
- Fluent in SQL and Excel. Proficiency in R/Python, or similar statistical analysis tool, is a plus
- Previous experience in analytics and/or quantitative modeling, using large datasets
- Experience in analyzing, visualizing, and communicating impactful insights to management, investors, and/or auditors
- Strong strategic thinking and problem-solving skills
- Enthusiasm for working across cultures, functions, and time zones
- Mission-driven, fast-paced and entrepreneurial environment
- Competitive salary and equity package
- A collaborative and flat company culture
- Where we work: Remote first, with the option to work in-person occasionally or when required
- Fully paid health insurance benefit.
- Work-life balance is not a myth, make use of our 28 days of paid vacation days, 30 days of sick leave and bereavement leave
- Fully paid parental leave - 6 months maternity leave and 3 months paternity leave
- Company matched pension benefit
- Monthly WFH stipend alongside a one time home office set-up budget
- Annual professional development budget
- Other benefits include; team meals, virtual social events and in person meet ups
- Discretionary trips to our offices across the globe, with global travel medical insurance.
- Opportunity to work and interact with a global team