Senior Manager, Credit Monitoring at Equity Bank Kenya
Equity Bank View all jobs
- Kenya
- Permanent
- Full-time
- The purpose of the role is to detect, assess, and mitigate credit risk early enough to avoid defaults, ensure regulatory compliance, and protect the bank’s financial health.
- Lead proactive credit monitoring across SME, Corporate, and non-digital Retail portfolios.
- Identify early warning signals and initiate timely interventions to mitigate credit risk.
- Manage early-stage arrears and implement strategies to reduce delinquency and improve recovery.
- Evaluate and enhance credit monitoring tools and processes for effectiveness and compliance.
- Ensure alignment with CBK Prudential Guidelines, AML/CFT obligations, and regulatory updates.
- Oversee watchlist reporting and ensure timely escalation and review of high-risk accounts.
- Coordinate with GSAM and legal teams for recovery actions, restructuring, and resolution of distressed accounts.
- Track recovery performance and contribute to continuous improvement of recovery frameworks.
- Provide strategic oversight of credit monitoring practices across all group subsidiaries.
- Ensure consistency in credit risk policies and reporting standards across jurisdictions.
- Establish transparent reporting and escalation protocols between subsidiaries and group committees.
- Bachelor's degree in Finance, Economics, Business Administration, Statistics, or a related field.
- Master's degree or professional certifications (e.g., CFA, FRM, CRM, CPA, or Diploma in Credit) are highly preferred.
- Minimum of 8-10 years in credit risk management, with at least 3-5 years in a senior leadership role.
- Proven track record in credit portfolio monitoring and reporting.
- Ability to design and implement credit monitoring frameworks, early warning systems, and risk mitigation strategies.
- Proficiency in credit risk assessment, portfolio analysis, and financial modeling.
- Strong command of data analytics tools: SQL, R, Python, Excel, Power BI.is an added advantage. Familiarity with IFRS 9 provisioning, stress testing, and scenario analysis.
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