Principal Credit Officer Job Uasin Gishu County Government
- Kenya
- Permanent
- Full-time
- Bachelor's degree in Finance, Accounting, Business Administration, Economics, Banking, or a related field from a recognized institution
- Knowledge and relevant work experience of not less than three (5) years; and
- Shown merit and ability as reflected in work performance and results.
- Develop, review, and implement credit policies, guidelines, and strategies to ensure sound credit management.
- Coordinate credit appraisal, loan processing, approval, and disbursement in line with organizational policies.
- Supervise credit officers and ensure compliance with risk management frameworks.
- Monitor loan performance and prepare periodic reports on loan portfolio quality, arrears, and recoveries.
- Ensure adherence to regulatory requirements, credit standards, and internal controls.
- Oversee debt collection and recovery processes, including negotiating with delinquent clients.
- Advise management on credit risk exposures and recommend mitigation measures.
- Conduct market research and analysis to guide credit product development and risk assessment.
- Provide mentorship, training, and performance management for junior staff in the credit department.
- Prepare management and board reports on credit operations, performance, and compliance.
- Plan, monitor and evaluate performance of staff against the set targets
Corporate Staffing