Investment Manager
IO Global View all jobs
- Nairobi
- Permanent
- Full-time
- Collaborate with the deal structuring team to analyse borrower data and support the design of lending structures, including loan terms, collateral, and cash flow considerations.
- Provide analytical input into negotiations and structuring decisions, ensuring alignment with risk parameters.
- Conduct ongoing monitoring of borrower performance post-disbursement to maintain an accurate view of credit risk and loan quality.
- Identify early warning signals and emerging risks, recommending appropriate actions where needed.
- Support the development of portfolio-level insights through aggregated analysis and trend identification.
- Work with data and product teams to define key credit data points and improve data-driven underwriting processes.
- Contribute to the development and refinement of internal tools, models, and systems supporting credit screening and monitoring.
- Support the standardisation of analytical outputs to ensure consistency and comparability across deals.
- Collaborate with internal stakeholders across credit, product, data, and operations to ensure alignment of credit processes and outputs.
- Present credit analysis and insights clearly to both technical and non-technical stakeholders.
- Support junior analysts through informal guidance and review of analytical outputs where required.
- Clear and structured communication
- Collaboration across cross-functional teams
- Ability to work independently with minimal supervision
- Adaptability in a fast-paced and evolving environment
- Stakeholder management, strategic thinking, decision making, project/priority management, innovation.
- Applying domain knowledge, data literacy, problem-solving in technical contexts.
- Strong understanding of credit risk and underwriting frameworks.
- Stakeholder management and ability to translate analysis into business decisions.
- Prioritisation and management of multiple deals and workflows.
- Critical thinking and analytical judgement.
- Advanced credit analysis and underwriting.
- Financial modelling and data interpretation.
- Risk assessment and counterparty analysis.
- Ability to structure and standardise analytical outputs.
- Experience working with large and complex credit datasets.
- Experience analysing high-volume loan portfolios and loan tapes.
- Familiarity with emerging market credit environments.
- Exposure to private credit, structured finance, or digital lending models.
- Understanding of blockchain / DeFi lending ecosystems.
- Bachelor's degree in Finance, Accounting, Business Management, Economics, or related field.
- Master’s degree (MBA or equivalent) preferred.
- Relevant certifications such as CFA, ACA, or similar are desirable.
- Equivalent practical experience may be considered.
- Typically 5+ years of experience in credit analysis, underwriting, or risk evaluation.
- Strong experience in financial analysis, credit risk assessment, and deal evaluation.
- Experience working with credit data, financial statements, and borrower analysis.
- Experience in emerging markets, private credit, banking, or credit brokerage environments.
- Experience collaborating with cross-functional teams including data and product.
- Demonstrated ability to work autonomously on complex credit analysis tasks.
- Strong written and verbal communication skills, including the ability to present insights to non-credit stakeholders.
- Familiarity with DeFi protocols or digital lending environments is beneficial.