Submit CVs – New Recruitment at Forty Nine Credit (LLC)

• We are looking for proactive and customer-focused Loan Officers to join our team. The Loan Officer will be responsible for identifying potential clients, evaluating loan applications, managing loan portfolios, and ensuring high-quality customer service while maintaining compliance with lending policies.

• Market and promote the company’s loan products to potential clients.
• Conduct client assessments, including business evaluations and creditworthiness analysis.
• Process and evaluate loan applications in line with company policies.
• Monitor and manage assigned loan portfolios to ensure timely repayments.
• Build and maintain strong relationships with clients and community networks.
• Provide financial advice and support to clients to improve repayment capacity.
• Prepare regular reports on loan performance and client status.

• Diploma or Bachelor’s degree in Business, Finance, Banking, or a related field.
• Prior experience as a Loan Officer or in microfinance/financial services is an added advantage.
• Strong sales, marketing, and customer service skills.
• Good analytical and decision-making abilities.
• Excellent communication and interpersonal skills.
• Ability to work independently and achieve targets. High integrity and professionalism.

• Competitive salary with attractive performance-based incentives.
• Career development and training opportunities.
• A dynamic and supportive work environment.

• The Collection Officer will be responsible for following up on loan repayments, ensuring timely collections, maintaining strong client relationships, and minimizing delinquency rates in line with company policies.

• Follow up with clients on overdue loan repayments through calls, visits, and reminders. Negotiate and agree on repayment plans with clients in arrears.
• Maintain accurate records of collections and update loan accounts regularly. Monitor assigned loan portfolio to identify potential repayment risks early.
• Work closely with Branch Managers and the credit team to reduce non-performing loans.
• Ensure all collections are conducted in a professional, ethical, and compliant manner. Prepare and submit daily/weekly/monthly collection reports.

• Diploma or Bachelor’s degree in Business, Finance, or related field (preferred).
• Previous experience in collections, microfinance, or lending institution issuing business loans is an added advantage.
• Good negotiation and conflict resolution skills.
• Strong interpersonal and communication skills.
• Ability to work independently and meet targets.
• High level of integrity and professionalism.
• Willingness to travel within assigned areas.

• Competitive salary plus performance-based incentives.
• Career growth and training opportunities.
• Supportive work environment.

• We are seeking a results-driven Branch Manager to lead our [Branch Location] branch. The successful candidate will oversee daily branch operations, manage staff, drive loan portfolio growth, ensure compliance with lending policies, and deliver exceptional customer service.

• Lead and manage branch staff to achieve business goals and targets.
• Drive loan portfolio growth while maintaining portfolio quality.
• Ensure compliance with company policies, lending procedures, and regulatory requirements.
• Oversee customer service to ensure a positive client experience.
• Monitor branch performance metrics and prepare regular reports.
• Conduct business development activities to attract and retain clients.
• Provide training, coaching, and performance evaluations for staff.
• Safeguard company assets and ensure operational efficiency.

• Bachelor’s degree in Business Administration, Finance, Banking, or related field.
• Minimum of 2 years’ experience in microfinance, with at least 2 years in a supervisory/management role.
• Proven track record in loan portfolio management and business development.
• Strong leadership, team management, and problem-solving skills.
• Excellent communication and interpersonal abilities.
• Knowledge of credit risk management and regulatory compliance.

• Competitive salary with performance-based bonuses.
• Training and career development opportunities.
• A supportive and dynamic work environment.

• We are seeking an experienced Senior Operations Officer to oversee daily operations across several branches, ensure compliance with lending policies, and drive efficiency in service delivery. The ideal candidate will be highly organized, detail-oriented, and capable of leading teams to achieve operational excellence.

• Oversee day-to-day operations of multiple branches, ensuring consistency and efficiency.
• Develop, implement, and monitor operational policies and procedures in line with company strategy.
• Supervise and support branch managers to ensure smooth loan processing and excellent client service.
• Monitor performance metrics and prepare regular operational reports for senior management.
• Ensure compliance with regulatory requirements and internal risk management policies. Identify areas for process improvement and lead initiatives to enhance productivity and customer satisfaction.
• Coordinate training and development programs for operations and branch staff. Manage resource allocation to support business growth and expansion.

• Bachelor’s degree in Business Administration, Finance, Operations Management, or a related field (Master’s preferred).
• Minimum of [3] years’ experience in operations management, branch management, preferably in a microfinance.
• Strong leadership and people management skills.
• Proven ability to manage branch operations.
• Excellent analytical, problem-solving, and decision-making abilities.
• Knowledge of lending operations, compliance, and risk management practices. Strong communication and interpersonal skills.

• Competitive salary and performance-based incentives.
• Opportunities for professional growth and career development.
• A dynamic and supportive work environment.

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